Credit Data Modeler

Job Duties

EMPLOYER: Optum Services, Inc.

JOB TITLE: Credit Data Modeler

LOCATION: 1 Optum Circle, Eden Prairie, MN 55344 (Telecommuting available from anywhere in the U.S.)

DUTIES: Develop and maintain predictive models for application and behavioral scoring, probability of default (PD), loss given default (LGD), and early risk detection; design models for underwriting, fraud detection, credit line management, and collections strategies; create advanced features using alternative financial data sources; evaluate new data vendors and enrich internal datasets to improve model performance; decipher models from prototype to production in partnership with Data Engineering and Product teams; build interpretable and compliant models aligned with FCRA, ECOA, and fair lending standards; oversee model monitoring, validation, reporting and back testing, regularly recalibrate for shifts in macroeconomic conditions or borrower behavior; work with cross-functional teams to integrate model outputs into strategy; and communicate insights clearly to technical and non-technical stakeholders. Telecommuting is available from anywhere in the U.S.

REQUIREMENTS: Employer will accept a Master’s degree in Statistics, Computational Mathematics, Data Science, or a related field and 24 months of experience in the job offered or in a data modeler - related occupation.

Experience must include:

• Python;
• R;
• SQL;
• Tableau/Power BI;
• Credit risk modeling;
• Machine learning including gradient boosting, neural networks and random forest; and
• Loss forecasting modeling including PD, LGD and EAD.

RATE OF PAY: $156,309 - $261,576 / per year

Please email your resume to [email protected] and reference job # 2394507.

Minimum Education Required

Master’s degree in Statistics, Computational Mathematics, Data Science, or a related field.

Minimum Experience Required

24 months of experience in the job offered or in a data modeler - related occupation.

Shift

First (Day)

Number of Openings

1

Compensation

$156,309.00 - $261,576.00 / Annually

Postal Code

55344

Job Type

Full Time

Place of Work

Remote

Requisition ID

2394507

Job Benefits

Standard benefits

Application Email

[email protected]